BEAR Regime – Size of an ADI – Draft Legislative Instrument
20 April 2018
The ABA recommends that the draft legislative instrument be amended so that a ‘small ADI’ would be defined as having less than or equal to $30 billion total resident assets rather than the current definition of having less than or equal to $10 billion total resident assets (on a three-year average).
Download PDFCompetition in the Australian Financial System
29 March 2018
Australian banks will continue to support evidence-based regulatory change that encourages competition and innovation while ensuring stability through the economic cycle. ABA members support many of the draft recommendations in the Productivity Commission’s draft report into Competition in the Australian Financial System.
Download PDFABA Response to the Farrell Report into Open Banking
26 March 2018
Australia’s banks are committed to the success of open data which, if delivered properly, can empower customers to use their data from across the economy to make the best choices for their circumstances and preferences.
Download PDFSubmission to the Banking, Super & Fin Services Royal Commission
9 March 2018
In recent years there have been a number of instances where banks have failed to meet the expectations of their customers and of the community.
Download PDFAustralian Banking Association submission on Mandatory Comprehensive Credit Reporting
23 February 2018
The ABA has commented on the exposure draft legislation to mandate a comprehensive credit reporting regime.
Download PDFAustralian Bankers’ Association submission on Crisis Resolution Powers Legislation
18 December 2017
The ABA has commented on the Inquiry into the Financial Sector Legislation Amendment (Crisis Resolution Powers and Other Measures) Bill 2017 [Provisions]
Download PDFThe Combined Industry Forum’s response to ASIC Report 516: Review of mortgage broker remuneration
11 December 2017
This paper responds to the proposals outlined in ASIC's 2016 Review of Mortgage Broker Remuneration and takes into account the third party recommendations of the Australian Bankers’ Association 2016/2017 Retail Banking Remuneration Review (Sedgwick Review).
Download PDFAustralian Bankers’ Association submission on authorising new entrants to the banking industry
4 December 2017
The ABA has commented on APRA’s Discussion Paper, Licensing: A phased approach to authorising new entrants to the banking industry.
Download PDFGovernment / Regulator Inquiries into banking — 2008 to Nov 2017
1 December 2017
Since the GFC banks have appeared before, or taken part in 51 substantive inquiries, investigations, and reviews, 12 of which are ongoing.
Download PDFElectronic Conveyancing — significant commercial refinance transactions
28 November 2017
This is the standard letter for use covering exceptions/waivers for mandated refinancing transactions for Victoria, New South Wales and Western Australia.
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